Firstly - Hello and Welcome to my new follower - Mabel and Maisy. I am so delighted to meet you!
Well that time of the month again today, Pay Day.
Normally I get really excited about Pay Day, not today. I seems like I have 5 fishes to feed 5000. Mind you I suppose we do know how that turned out! :o)
Salary was waiting for me first thing this morning and I started as I normally do by putting £300 into savings ready for my holiday next month, the car MOT and the next bloody utility bill. Savings are still dangerously low and i do not like it.
I then transferred £68 to my mother. Partly to pay for the window cleaners and partly to repay some cash I owed from earlier in July (mum's interest rate of 0% is always appreciated).
After then paying my flat service charge, allowing for petrol and a few other adhoc expenses. It leaves me £122 for August. To cover food and any fun I want to have..... what bloody fun could I have with £122 less food??? Answers on a postcard.
Credit Card 1 Was: £0.00 Paid: £0.00 New Balance: £0.00
Credit Card 2 Was: £232.71 Paid:£32.00 New Balance: £200.71
Overdraft Was: £300.00 Paid: £0.00 New Balance: £300.00
Car Loan Was: £0.00 Paid: £0.00 New Balance: £0.00
Starting Debt in January - £1990.80
Debt By the End of July - £532.71
Debt Paid This Month - £32.00
New Total Debt - £500.71
Percentage of Debt Paid August – 1.6%
Percentage Paid to Date – 74.84%
Still a long way to go, but for a time this month I did think I would have to use my credit card again after about 3 years to make ends meet. So I suppose I am paying it off little by little.