Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Thursday, 8 March 2012

A Woman Is Like A Fine Wine, She Only Gets Better With Age.... Utter Rot!

I have been thinking about birthdays for a large proportion of this week as The Chap has a bit of a milestone coming up next month, and I want to do something special. Plans are undecided currently, but watch this space. A decision has to be made soon.

It reminded me that not long after his birthday mine looms. I will be making a transition to "late 30s", this is not making me happy. No sir, not at all. I seem to be having a mental block about it and I keep thinking "Oh My God, 40! soon".

Celebrating our birthdays will involve spending cash, which on top of the new front door (this is still "ongoing" with the HA) means over the next 6 weeks savings are going to be severely depleted.

For me there is no decision to make, I will be splashing the cash, as I can afford to, but in the meantime I need to continue ensuring that I do not spend when I do no need to.

Budgeting, budgeting, budgeting. With 3 weeks to go until pay day, the bank account is looking okayish, but I cannot see any treats in store. Also the car tax arrived yesterday evening £95 (I think) for 12M. It is at times like this I am so glad I downsized from a 220 Merc to a 1.2 Polo. I will buy 12months I think as it is better value.

No or Low Spend Days really help, it amazes me how much it is possible to fritter away. Even my 70p can of pop per day (I bring lunch in) would net £14 towards paying off the debt if I stopped.

The roast chicken from Sunday is finally finished, a day early as after 5 consecutive days of roast chicken and / or chicken soup last night i troffed the lot as I was sure after the last lunch today of chicken soup I would not be able to face it again. I was right. However it does review my price per portion to 41.2P.

Blogging early today as off to see The Chap tonight. I have not seen him since Sunday 26th, and my gosh I have missed him. With friends visiting, evening classes and work / family commitments we just could not meet up. This week I have been out every evening after work - book club, evening class, and seeing family. Seeing The Chap is always something I look forward to, but he probably is not getting my best this evening. Quite frankly, I am shattered.

I need a long soak and huge hug.

Thank you for the nice comments about my dress, I am quite pleased too.

Frugally yours
Abigail
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Wednesday, 29 February 2012

Monthly March Budget and More Bread!

It is (hopefully) Pay Day tomorrow, I always get so excited at the thought of Pay Day.

I can pay back more debt! Yippee!

I have been setting out my budget for March. It is a little unusual this month as it is a 5 week sales period for me so I will have to ensure that I allow a little more.

I always put aside my bills money on the first of the month which covers mortgage, insurance, tv license etc.

Petrol - £230. I allowed £200 last month, which turned out to be just over what I needed for 4 weeks.

Food - £100. I need to restock, plus I have 2 sets of guests visiting in March.

Savings - £200. A little bit more than last month, but I am prepared to take out £50 if needed at the end of the month if necessary.

This hopefully allows me a weekly budget of £25 to cover any extra costs.

I also have to buy 5 tickets this month to various events and exhibitions I am attending. Total cost £76.50 though £47.50 will be reimbursed by others who I am buying the tickets for.

March is going to be another tight month. But that means debt is getting paid off. Most definitely a good thing.

I have started the ramping up ready for my visitors on Friday. The 2yo will not give two hoots about the state of my flat, but I really want his Mum to feel it is clean and welcoming. Let the cleaning commence!

So this evening I started the necessary preparations.

Here is my shopping, which I have done a day early so tomorrow is not a race when I get home from work.

 Spent £35.15
I will be buying some vegetables / fruit and meat too, but getting that from my local market on Friday where it is cheaper and I can buy smaller quantities to suit my needs.

I also started on the bread that I need for the weekend, making a loaf and these gorgeous thyme and honey rolls. The recipe came from this book, I have been very kindly lent by a friend at my evening class.



 I think they look pretty tasty.




I am becoming cheeky in my old age and asking people if I can borrow items rather than buying them. If I like a few of the recipes then I will copy them out and return the book. I asked if I could have it for 2 weeks. My friend said I could keep it longer, but 2 weeks to me seems a reasonable length of time.

Speak to you tomorrow.

Frugally yours
Abigail

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