Monday, 16 January 2012

Simple Solutions, or How I Am Not Cool

I am not cool.For you see, I am never up to date on the latest tv.

I don’t own a sky box, this make me an enigma amongst pretty much everyone I know.

Don’t get me wrong, I would love to have Sky as there is so much good entertainment on their channels. But, I will not pay the money.      

I invested a few years back in a Humax recordable freeview box, and I love       it.

It was a one off payment and allows me to do a lot that Sky can do. I can       “series link” a favourite programme.

I can record straight to the hard drive and I can record two channels at       once.

So, I am happy with this, but I do like a lot of programmes that are only       available on Sky. Their cheapest package is £20 per month, and I refuse to       pay that. So what to do?

Well this question was answered about two years ago now, when I joined Lovefilm. They also carry complete box sets of tv series. I am on a high usage package  - 3 unlimited discs per month for about  £13, £7 cheaper than Sky and as I do not mind watching the series I like about 6 months after everyone else then it really works for me.

Currently I am working my way through the latest series of Criminal Minds, and Fringe, plus watching on DVD or Blu Ray means I get to watch episodes back to back.

I would say that my Lovefilm membership is the one of two luxury items that I still have. The other is my private healthcare which costs about £70 / month just for me. This really is a luxury item, but one I can currently afford so I am keeping it.

It amazes me how many of us out there have unnecessary monthly bills that       could easily be culled if you went through your outgoings.      

If you do have Sky do you need ALL the channels, or really could you survive with just a basic package and no movies etc? Do you need that subscription to a website, or a bank account that is costing you money each month?      

I manage my money now pretty well, 2 days after getting paid, a large chunk is sent off to another account by standing order. From this account the       following bills are paid
-               mortgage
-               insurance policies
-               council tax
-               tv license

I then know that the balance must still pay for my utilities, petrol and food. What’s left is for “fun and games” or to fritter. Except it was, now debt gets paid off and savings grow. The fun and games element has been severely reduced.

This is my idea of thrift, constant and consistent review of expenditure.

This is not cool either, talking about thrift. After careful consideration,,, I can live with that.

Frugally yours
P.S. Spent £1.70 today, £5.80 left until Friday.

No comments:

Post a Comment

I really love reading all comments. So please tell me what you think. Abigail